601-703-1003
Contact us: info@meridian-ob-gyn.com






Financial

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Financial Policy & Agreement
Thank you for selecting Meridian OB/GYN as your healthcare provider. Our commitment is to provide the very best healthcare to our patients while recognizing the need to limit services to only those medically necessary. The responsibility for payment of fees for these services is the direct obligation of the patient. Any financial payment you may receive from private insurance or government agencies is a matter strictly between you and the insurance carrier of government agency. You must realize that your health benefit plan is an arrangement between you, the enrollee and the insurance company, HMO or your employer. While we will try to be helpful, and we may participate in the plan, your health benefit plan determines your coverage, any requirements for prior authorization or referrals and establishes the limit on your coverage for medical services. We cannot know the benefits and exclusions of each patient’s policy. It is the patient’s responsibility to know and understand her coverage benefits.
For insurance plans we participate with, we will seek to obtain verification of your eligibility, however, even when such eligibility and/or benefits are verified, your insurance plan will not guarantee the accuracy of their confirmation of coverage or benefits, and that you are eligible and that your benefits are in force. Therefore, it is our policy to obtain your credit card number and authorization to assume acceptance of financial responsibility, should your insurance plan not honor the claim we submit for the services we provide to you.

Billing your Insurance Carrier:
This practice will invoice you or your insurer. If a bill, not disputed by the guarantor of the bill, patient or by the insurer in accordance with the State of Mississippi regulation, and is not paid with 45 days, we will transfer the balance to your responsibility. Please be advised that in MS a health insurer is required by regulation to pay its claim within 45 days, therefore, should you insurer fail to do so, they are in violation of the regulations of the State of Mississippi, and you should contact MS department of Insurance, as you may have a recourse against your insurer for their failure.

Billing Information:
Please be sure that we have your most current demographic and insurance information at all times. It is your responsibility to provide us with this information. As soon as your information changes, notify us in writing immediately, so we can make the appropriate changes in our billing system and continue your care. You will be responsible for any charges billed to the wrong insurance carrier as a result of not providing us with correct insurance information and we will not re-file a claim to the correct insurance after 30 days of the service date.

Well Women (Preventive) and Problem Focused exams:
A well women exam is when a healthy patient is seen to screen for various illnesses and diseases; this is considered preventive medicine. A problem visit is one where the patient has a specific concern, symptom or complaint. We are required to submit claims based on the services you receive. If we provide both a well women and a problem focused exam then both services may be billed. Depending on your insurance coverage, some of all of the cost may have to be billed to the patient. We recommend you contact your insurance carrier prior to each visit and inquire about the type of benefits you have. Once a claim has been submitted to your insurance carrier, the office will not change the coding in order to circumvent an insurance denial as this may be considered insurance fraud.

Referrals/Authorizations:
Should your insurance carrier require a referral or authorization, it is your responsibility to obtain or request one prior to your appointment. Please note some insurance carriers will not allow your OB/GYN physician to issue a referral. In this case, you will need to consult your primary care physician (PCP). The office will not issue referrals or authorizations for services already performed.

Bills from Laboratories, Hospitals and Other Healthcare Providers:
If your medical care requires a pap smear, blood work, a culture or a biopsy, the specimen is generally sent to an outside laboratory or hospital for analysis. When this occurs you may receive a separate bill from the laboratory. If you receive medical care during a hospital inpatient or outpatient encounter, you may receive separate bills from the hospital, the anesthesia department and other healthcare providers involved in your care. Any questions related to these bills cannot be answered by this office and will need to be directed to the billing entity.

1020 22nd Avenue, Suite B Meridian, MS 39301 Phone: 601-703-1003
Copyright © 2012 Meridian Ob/Gyn, PLLC. All rights reserved.